Travel insurance is strongly recommended to cover you in case you require medical attention while overseas. Transplant recipients have some options although not all companies provide insurance, especially to those with multiple preexisting conditions.
Insurance companies are unlikely to cover recipients if they’ve had their transplant less than 12 months. Before buying insurance, it maybe helpful to get a ‘fit to fly’ letter from your GP or transplant specialist stating that you’ve had an up-to-date health check and are considered strong enough to travel.
Transplant recipients are more likely to receive travel insurance if their vaccinations are up-to-date.
Once you select your travel destination, talk to a GP about next steps. Remember, transplant recipients cannot take any live vaccine.
Vaccinations depend on the country of travel and the time lapsed after transplantation. Click to download a table of travel-related vaccinations.
Companies that have offered travel insurance for transplant recipients include QBE, Insureandgo and Cover-more.
Consider taking out basic travel insurance to cover emergencies. Pay for your trip with a credit card that offers some level of travel insurance, or consider organising general travel insurance through a union, bank or superannuation fund.
Contact The Department of Foreign Affairs and Trade (DFAT) for guidelines on buying travel insurance.
For information on precautions to take in the country you’re going to, refer to:
- Travel Health Advisor
- Smart Traveller
Reciprocal Health Care Agreements (RHCA)
Australia has reciprocal healthcare arrangements with certain countries which allows you to access basic medical treatment for free. If you’re an Australian citizen, this is available to you in the following countries: New Zealand, United Kingdom, Republic of Ireland, Sweden, Netherlands, Finland, Italy, Belgium, Malta, Slovenia and Norway.
To view more on RHCA and the details of entitlements in individual countries click here.
Arrangements with each country differ on the services and care available. To be eligible to receive this care, you must have a valid passport and Medicare card. For more information click here.
The RHCA is not intended to replace travel insurance because there are limits to the amount it will cover and type of conditions it will support. Multiple conditions, chronic conditions and related issues may fall outside the boundaries of this cover; hence, it is advisable to buy travel insurance that will give peace of mind.