A transplant for many equals freedom they haven’t experienced in years. And for some, the travel bug starts to itch and before long you are planning your next big world trip.
Transplant Australia has worked with a number of travel insurance suppliers over the years to try to help its members achieve their travel goals. We have had some big wins, and in the process, a few complaints. It is just such a vexed area providing insurance for recipients with pre-existing conditions. However the vast majority of recipients have stable grafts and probably know their health better than most.
That’s why we continue to argue your case to be able to access affordable travel insurance that takes into account your pre-existing medical condition. Recipients accept there will undoubtedly be extra scrutiny and most likely an additional levy to make sure the pre-existing condition is covered. We just want the insurance to be affordable and reasonable and not to preclude any parts of the world.
From our research there are three travel insurance offers you should consider. We have negotiated with all three companies so they understand our membership and have put in place appropriate medical screening questions so they can accurately estimate the cost of providing you insurance.
The choice is yours.
TravelCard Australia with Malton Road
TravelCard, in collaboration with Sydney insurance brokerage Malton Road, offers a unique travel insurance policy which incorporates a MasterCard enabling policyholders to receive Real-Time payments for claims. This avoids dipping into your own credit card to pay for medical bills or replace lost or stolen luggage. As TravelCard’s unique products are only available to clients of insurance brokers, we have partnered with Malton Road to facilitate access to this policy for our members.
Cover is also available to your family and travelling companions. TravelCard is known for its mission to constantly redefine the best level of care to all travelling Australians by providing Real-Time solutions and cover for 72 pre-existing medical conditions.
For straightforward quotes (i.e. no pre-existing cover needed) these can be done online via this link.
To cover any pre-existing medical conditions, an over the phone medical assessment must be conducted. To arrange, please call Malton Road on (02) 9552-6051, or email [email protected] and they will contact you, or check out the website here.
Some members have had success with Australia Post’s travel insurance. You can learn more by visiting Australia Post.
We have arranged a 10 per cent discount for members. Send us an email at [email protected] and we will provide you with the discount code that you can use when calling their call centre on 1300 728 015. You will need to advise of any existing medical conditions as usual and the call centre staff can help you through the application process over the phone.
InsureandGo are well established in the local and international market and takes pride in making travel insurance accessible, customisable and affordable.